The state Duma adopted in the second reading the bill on the debt of the Crimean people in Ukrainian banks

© RIA Novosti / Natalia to Seliverstova in fotobanka on the building of the State Duma of the Russian Federation. Archival photoThe state Duma adopted in the second reading the bill on the debt of the Crimean people in Ukrainian banks© RIA Novosti / Natalia to Seliverstova the image Bank

The state Duma at plenary session on Friday adopted in the second reading the draft law on refinement of the rules of repayment borrowers living in the Republic of Crimea and city of Sevastopol before the Ukrainian banks.

The Chairman of profile Committee on financial market Anatoly Aksakov earlier, recalled that the bill was introduced in connection with the actions in Crimea, «the so-called collectors, who bought the debts from the banks of neighboring States have begun to terrorize the local population and businesses.»

The bill gives the borrower the right to apply to the Fund for the protection of depositors (FSW) established by the Agency on insurance of contributions (ASV), in order to communicate with the collector directly. The Fund is obliged to inform the collector about the availability of such treatment, then the collector needs all interactions with the borrower carried out using FSW. The collector is also obliged to apply in FSW in order to find out whether there is a request from the borrower to ensure that all relationships went through a Fund, said the Deputy.

Aksakov noted that, even if there was a request from the borrower, the Fund after the conversion from the manifold is drawn to the relevant borrower, informs him that he has a right relationship with the creditor to transfer to the relationship through the Fund.

The borrower may request debt restructuring, and the DIA Supervisory Board may decide, until the cancellation of its debt, if there are appropriate grounds. Thus Aksakov stressed that all the grounds and specific procedures that will determine the relationship between the Fund and the borrowers are requested to convey the level of Crimea and Sevastopol. He said that for the Fund for its activities of ASV should transfer him 1.5 billion rubles.

The composition of the Supervisory Board of the DIA consists of six members: four representatives of the Crimea, one representative of Sevastopol and the Executive Director of the Foundation.

Forgiveness of up to 5 million rubles

The head of the Republic of Crimea Sergei Aksyonov had earlier noted, the amendments adopted in the second reading of the bill will be able to make a decision about the complete forgiveness of loans up to 5 million rubles, taken in Ukrainian banks by legal entities and individuals. Thus, he noted, all enforcement proceedings against the Crimean borrowers whose loans do not exceed this amount will be terminated and all arrests must be removed within 90 days.

A member of the Federation Council Olga Cowicide said earlier that in the Crimea consider this law as a base, allowing to implement a variety of tasks, including to pass a regional law, the draft of which is ready. She reported that representatives of the Crimea expect the position of the Ministry of Finance because, in addition to debt relief of up to 5 million rubles, the regional law provides for the establishment of a number of preferences for the Crimeans. She explained that in the case of repayment of 50% of the debt, the remaining 50% are written off, and at maturity, 40% of the debt is written off 20%.

Aksakov also said that the bill applies not only to citizens but also those legal entities that have debts of 5 million rubles and above, which can also go into the relationship with the Fund.

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