CB: the number of problem areas for insurance for the year increased more than 4 times

ЦБ: число проблемных регионов по ОСАГО за год выросло более чем в 4 раза

The number of Russian regions where there are problems with affordability of insurance policies, from the beginning of the year increased more than fourfold, to 26, the words of representatives of Bank of Russia.

“If we had in the beginning of the year six problem regions, today it is many times more”, — said the first Deputy Chairman of the Central Bank Sergey Shvetsov during the meeting of the Duma Committee on Finance on Tuesday.

According to the Director of insurance market Department, Central Bank of the Russian Federation Igor Zhuk, now these regions 26. “Now the 26 regions where insurance policies are bought with the labor…. Writing there for three, five, ten days in all” — he stated at the conference “Insurance broker — the main link of the insurance market” which took place on the same Tuesday.

According to the Bug, CTP became inconvenient for consumers and objectionable to the insurance companies. And Shvetsov, said that the rising costs of insurance companies for unfair avtoyuristov has become exponential. “Frankly, we spread this phenomenon is not predicted”, — said Shvetsov.

Shvetsov has noticed that according to the Central Bank, the overpayment of the insurance companies associated with the so-called insurance fraud, amount to 17 billion rubles per year. “Withdrawal of this amount from the costs insurance companies will return the interest of insurance companies to sell insurance policies in the regions of the Russian Federation”, — he concluded.


Now in the insurance market of the Russian Federation actively discussed amendments of the Ministry of Finance to the law on CTP, which was divided into two blocks — autumn and spring sessions of the state Duma. The primary section is concerned with the benefits of natural repairs over the monetary compensation that aims to solve the problem associated with the activities of insurance fraudsters and unscrupulous avtoyuristov.

In addition, due to the fact that the number of subjects of the Russian Federation there are issues associated with accessibility of insurance policies, RSA has developed an agreement, under which insurers that have branches in such regions, conduct sales of insurance policies as agents on behalf of all other insurers – members RSA. The agreement entered into force on 2 August 2016. To the agreement joined about 70 insurance companies operating in MTPL. This mechanism operates in 16 regions.

The choice of the insurer on whose behalf the contract of insurance, carried out randomly, the number of PTS. Also the owners still have the opportunity to enter into a contract of insurance directly with the insurer offering this type of insurance in the territory of the corresponding subject of the Russian Federation.

To date, the project is working in Volgograd, Murmansk, Rostov, Chelyabinsk, Ivanovo, Arkhangelsk, Stavropol, Ulyanovsk, Nizhny Novgorod, Kirov and Saratov regions, in the Krasnodar region, Bashkortostan, Tatarstan, Mordovia, North Ossetia.