The Ministry of Finance and the Central Bank has offered to extend assistance to the mortgage borrowers, reported by the media

© RIA Novosti / Maxim to Aminopherase in fotoreceptori. Archival photoThe Ministry of Finance and the Central Bank has offered to extend assistance to the mortgage borrowers, reported by the media© RIA Novosti / Maxim to Aminopherase the image Bank

The Ministry of Finance and the Central Bank in favour of the extension of the program to help subprime borrowers, the Ministry of construction and the Agency for housing mortgage lending (AHML) consider the support it needs to stop, writes on Tuesday the newspaper «Kommersant».

Proposals departments submitted to the government. The term of the program expires on may 31, but in fact practically all the funds allocated to it (4.5 billion rubles), has spent as of March.

«The Finance Ministry has sent its position to the Ministry as the responsible,— have informed in a press-Department service.— The decision rests with the government.» In a press-service of the Ministry of economy reported that it participates in the elaboration of this issue with the Finance Ministry and the seller.

The state program of assistance to mortgage borrowers was launched in April 2015. Under the program, banks restructuring troubled mortgages at a rate not exceeding 12% per annum, with a portion of the monthly payment the customer is compensated by the state (the maximum amount of aid to 600 thousand rubles). At the beginning of may, banks were 52.3 thousand applications for restructuring under the program from which it was confirmed the compliance with the conditions for 34 thousand applications (18.5 thousand of them have already been restructured).

A flurry of applications was provoked by the liberalization of requirements for potential recipients, which were announced simultaneously with the extension of the programme from March 1 to may 31. Because of the huge number of applications remaining quota of money allocated for the program were quickly selected. As a result, over 20 thousand of borrowers to get help because of lack of money will not.

In such a situation there was a question of extending the programme and additional financing, the most likely source of these funds — the profit of the seller. According to the publication, made the Ministry of Finance and the Central Bank. «The situation when thousands of people gathered help and was out of the program, abnormal and causes social tension,» says a source close to the government. However, according to other sources, strongly opposed the continuation of the food aid were made by the relevant structure — Agency and the Ministry of construction, citing its position that assistance should not be infinite.

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