Katyrin: account insurance small business will require 400 billion rubles

© RIA Novosti / Alexander Krauledat in Photobacterium chamber of Commerce and industry of the Russian Federation Sergey Katyrin. Archival photoKatyrin: account insurance small business will require 400 billion rubles© RIA Novosti / Alexander Krajevima the image Bank

The mechanism of the one-time insurance payments in case of introduction of insurance of deposits and current accounts for micro and small businesses may require a minimum of 350-400 billion rubles, says the President of the chamber of Commerce and industry (CCI) of the Russian Federation Sergey Katyrin.

Earlier, Deputy Finance Minister Alexei Moiseev said that the insurance funds of small and micro-business in banks in the amount of 1.4 million rubles can earn in the beginning of 2018, if the state Duma will support this concept. Meeting of the working group in the state Duma on Thursday supported the idea of insurance in all banks. Later, the head of the Central Bank Elvira Nabiullina said that the regulator is ready to support the idea of insurance in all banks, not only in banks with a basic license.

«We certainly support the idea of introducing the mechanism of insurance of deposits and current accounts for micro and small business… however, c introduction this support tool is still more questions than answers, and the main question – where to get sources of funding for future payments (insurance claims),» said Katyrin in an interview with RIA Novosti on the eve of the St. Petersburg international economic forum which will be held in early June.

«According to conservative estimates, we are talking about 350-400 billion rubles, subject to the imposition of a one-time insurance payments entrepreneurs within 1.4 million rubles,» — he said.

«In the budget, such funds for these purposes were not included. If these expenses are now directly shift to the commercial banks by increasing payments to the insurance Fund, it will automatically increase interest rates on loans and directly hit the entrepreneurs. In fact, almost all banking consumers will have to pay for the introduction of a new type of insurance», — said the head of the chamber of Commerce.

According to Katyrin, to talk about the definition of comfortable the amount of insurance payments does not allow the lack of funding sources.

«Today the system of insurance of contributions of physical persons and individual entrepreneurs in connection with the operation of the regulator is to rehabilitate the banking system is running a deficit. This means that the contributions of commercial banks is not enough, therefore, the Bank of Russia is forced to lend DIA. At the moment credit debt the DIA to the Bank of Russia exceeds 850 billion rubles,» — he concluded.

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