Deprived license banks reimburse companies 16% of the funds, said Matvienko

© RIA Novosti / Vladimir Fedorenkova in fotoreceptor of the Federation Council Valentina Matvienko. Archival photoDeprived license banks reimburse companies 16% of the funds, said Matvienko© RIA Novosti / Vladimir Fedorenkova the image Bank

Average recovery of funds companies, banks lost their licenses, does not exceed 16%, said the Federation Council speaker Valentina Matvienko.

«The bankruptcy of any Bank shall result in financial hardship for all his clients… the scale of the disaster you can imagine if we turn to the experts. Thus, according to one of the rating agencies, in the period from 2009 to 2015, average recovery funds banks companies accounted for only about 10%. The Bank of Russia believes that, on average, since 1991, the enterprise was able to return about 6% of their funds. With the help of the Agency for Deposit insurance, this figure increased to 16%,» she said Monday at the meeting of the Interregional banking Council in the Federation Council.

According to her, the hardest small businesses for which the license of the Bank can be a «private bankruptcy».

«Small size does not allow them to diversify their own risks. Often they use a small credit institution. While not every small business can independently monitor the financial stability of the Bank or right «is considered» public information Central Bank. Plus the legislation they have identified the third place in the queue of creditors for compensation of losses. As the result of force majeure, such organizations are practically without protection,» — said Matvienko.

In her opinion, an effective solution would be the insurance of means on accounts of subjects of small business. Recently a bill was introduced in the state Duma, she said.