VTB has lowered rates on consumer loans

© RIA Novosti / Natalia to Seliverstova in fotobanka percent. Archival photoVTB has lowered rates on consumer loans© RIA Novosti / Natalia to Seliverstova the image Bank

The retail business of VTB Bank since September 11 has lowered rates on consumer loans and the refinancing of 1-2 percentage points, according to credit institution on Monday.

You ever take a mortgage?

  • Yes, already bought an apartment
  • Going to take, when save up for a down payment
  • No, but is ready with lower rates
  • Basically do not take out loans
  • No, I don’t need to buy houses

Results

  • 26.1%

    Yes, already bought an apartment

  • 9.7%

    Going to take, when save up for a down payment

  • 19.2%

    No, but is ready with lower rates

  • 28.1%

    Basically do not take out loans

  • 16.9%

    No, I don’t need to buy houses

All prosegregation clients of VTB cash loans now available at a fixed rate of 16.9% per annum. In the case that these clients work in the public sector, the rate is set at the level of 15.9%. For payroll clients of VTB rate remains at 15.9 per cent per annum (in the framework of the program «business People» — 14,9%), for external clients – from 16.9%.

When refinancing loans from other banks now operates a minimum fixed rate of 13.5% per annum. In addition, for customers not belonging to the category of salary or corporate, the average rate for this program is reduced by 2 p. p.

«Since September 11 the retail business of VTB Bank reduces interest rates on cash loans and refinancing by 1-2 percentage points,» — said in the message.

As noted by the Bank, for January-August 2017 customers have issued more than 126 thousand of cash loans amounting to more than 68 billion rubles, which is almost 20% higher than the same period last year. In refinancing, the volume of loans increased compared to year 2016 3.5 times and amounted to 33.4 billion rubles. Program used by more than 44 thousand people. Cash loans portfolio in the first eight months of this year showed an increase of more than 13% to more than 205 billion rubles.

Source

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