How to protect yourself from fraud both online and offline: guidelines of the Ministry of interior

© RIA Novosti / Alexei Filippoupolitis in fotobabble card. Archival photoHow to protect yourself from fraud both online and offline: guidelines of the Ministry of interior© RIA Novosti / Alexei Filippoupolitis the image Bank

The interior Ministry of Russia registered a growth of frauds in the country through bulk SMS or emails to remain «popular» and other methods: the crooks, playing on the trust and fears of people, introduce them astray through various criminal schemes. The Department has prepared special guides for citizens, which describes common types of fraud and provides tips on how to protect yourself from fraud and avoid losing money.

Winning deception

One of the most common types of fraud — sending messages about winning a car or other valuable prizes. Usually this message comes on the phone as SMS. Fraud provokes a potential victim to Deposit a certain amount of money to receive a «prize» and explains that he needs to pay customs duty and transport costs for the delivery of «win». As soon as you transfer the money, the speculator ceases to get in touch or even requests to transfer.

«To protect themselves from such crimes is very simple. First of all, you need to be reasonable. Consider, have you taken part in the prize draw? Are you familiar with the organisation which submitted the notification of winning? How do the organizers know your contact details? If you can’t answer at least one of these questions, we recommend you to ignore the incoming message,» advises the Agency.

If you do decide to get in touch with the organizer of the draw, try to learn all possible information about the event, conditions of participation and rules and regulations, said in a memo to the interior Ministry. The mention of your name on the website is not a guarantee that the payout you eventually get.

Any request to transfer money to receive a prize, be alert, and above all, you need to remember: to win, you need to take part in the draw. If the win message mentions that your phone number is «happy» and appeared in the list of lottery participants, the more likely you are deceived.

Free cheese and tickets

Scammers often create websites, or at least it looks like a normal online shopping. The difference most often in one very attractive, unreasonably low price of the goods. The scheme looks like this: you buy the item prepaid (often scammers pray that you have transferred money to a virtual wallet), then shop a few days comes up with excuses and promises soon to deliver the goods, and then not responding to emails and calls or sends you not what you ordered.

«The aim of such sites is to deceive as many people as possible in the short term. Create a Internet site today is a matter of minutes, so shortly after the end of the site will respawn at a different location with a different design under the title,» reads the memo.

The office recalls that serious online shopping will not ask you to transfer money to a virtual wallet or cell phone bill. Is to look for the information about the store online, see how long it works in the market. If you buy a good, well known online store- make sure the resource address in the browser address bar is typed correctly.

Greater stress can cause buying fake tickets online. The site may look quite «decent» and lure discounts, but if it was created by fraud, then you sell the ticket on Board, which doesn’t exist. MIA notes that sometimes people detect deception only at the airport — so convincing, fraudsters fake sites selling tickets, as stated in the memo to create such a site in a few hours.

«Not to spoil your holiday or business trip, is to pay attention to the purchase of tickets via the Internet. Use the services of the Internet website of the airline or Agency for the sale of tickets has long proven in the market. With care treat activities unknown sites, especially those that attract your attention special offers and low prices. Don’t transfer money to e-wallets or accounts in foreign banks. Do not be lazy to call the airline office to confirm that your flight there and tickets for it are still there. These simple rules will allow you to save some money and nerves,» recommends the Agency.

«Your card has been blocked»

In the memo of the Ministry of interior noted that in Russia are significantly, cases of mailing, in which cardholders report that their card has been blocked. To unlock the card, the scammers ask to transfer money or to send SMS-message to short number.

It is not worth doing because the only person who can inform you about the status of your card is your Bank.

«If you have suspicions that your card that something is not right if you got the SMS notification on the lock, immediately contact the Bank. Telephone customer service of the Bank is usually listed on the back of the card. Don’t call or send messages to the numbers indicated in the SMS notification, may incur additional charges,» reads the memo.

Suspicious links

If you sent a link to a picture, a postcard, an audio file or the app — do not rush to open it. Interior Ministry warns that clicking on the link, you can, without knowing, downloading malware or subscribing to paid services.

«Let’s see what number sent you a message. Even if the message was sent by someone from people you know, it is useful to further verify this, because the message could be sent from an infected phone without him knowing. If the sender you do not know, do not open it,» recommends the Agency.

Interior Ministry advises not to post about themselves too much detailed information in social networks. For profile picture in a social network may be hiding anyone, unfamiliar person should not reveal details of your life, which can then be used to the detriment of you.

«Remember that video and audio broadcast, as well as logs of your network correspondence can be saved by hackers and subsequently used for illegal purposes,» warns the Agency.

If a loved one is in trouble

Often the elderly are victims of scams that inspire them fear for loved ones. Scammers call and say someone from the family got in an accident or in the hospital, and you have to buy expensive medicines or even to pay the mercy of the police, to not start a criminal case.

The most important advice here is to overcome the force of emotions and not rush to act as it offers you stranger.

«Ask the caller personal questions that help to distinguish a loved one from fraud. Under any pretext try to break contact with someone, call the family and find out whether everything is in order,» — said in the memo Department.

How to protect yourself from fraud both online and offline: guidelines of the Ministry of interior© Fotolia / leungchopanФишинг and Android: the expert described the weaknesses of the banking system hartmud recommends not to open the door to strangers who are represented by social workers, police, hospitals, utilities. Often, in this «form» swindlers — getting to the elderly in the apartment, they are using trust, steal money and other valuable property.

To avoid fraud, you need to call customer service, membership of which is voiced by the man at the door, and to clarify whether it was sent to you.

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