In the state Duma has supported the right of the Bank to a Bank without their notice

© RIA Novosti / Natalia to Seliverstova in fotobanka the building of the Central Bank of the Russian FederationIn the state Duma has supported the right of the Bank to a Bank without their notice© RIA Novosti / Natalia to Seliverstova the image Bank

The state Duma Committee on financial markets recommended to the lower house of Parliament to approve the second reading of the bill on the interaction between auditors of banks with the Bank of Russia, which are complemented by rules on the right of the Bank to check credit and non-credit financial institutions without notice.

The document provides an opportunity for the employees of the Bank of Russia with the permission of the Chairman of the Central Bank or his Deputy to conduct such inspections, and in particular, when there are reasonable assumptions that the activities of such organizations to the detriment of their creditors, depositors, customers, or poses a threat to their legitimate interests. This event can be carried out both distantly and directly from entering the room where the company is located, but then there must be two witnesses to either apply a video or photo and filming.

This mechanism was studied in connection with the problems of off-balance sheet deposits, which are not accounted for in the system of accounting of the credit organization, said at a meeting of the Committee, the Director of the legal Department of the Central Bank Alexey Guznov. «Conflictual, which, in particular, cast a shadow on the reliability of the system of insurance of contributions. Because, of course, the Deposit insurance system only works with deposits that are visible, which are clear and in respect of which, including paid insurance contributions», — he reminded.

It is therefore proposed that one of the mechanisms that would counteract such abuses by officers of the Bank, said the representative of the Central Bank. He stressed that «this is not an event that is connected with operational-investigative activities».

«The results of this conference may allow the Bank of Russia to take Supervisory actions which would impede the expansion related to the violation of the rights of creditors, the rights of clients of the credit institution. If necessary, we may provide information to law enforcement agencies to ensure that they held dosledstvennaja action and established the presence or absence of crime structure», — said Guznov.

«The key is control purchase?», asked the Chairman of the Committee Anatoly Aksakov. «Analog of this test event is really the purchase in relation to the law on state and municipal control,» said the head of the legal Department of the Central Bank.

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