The Central Bank explained the banks, what operations they are required to suspend

© RIA Novosti / Michael Voskresenskiye in photobacteria Bank conducts monetary operations with the new notes of 200 and 2000 rubles at VTB Bank in MoscowThe Central Bank explained the banks, what operations they are required to suspend© RIA Novosti / Michael Voskresenskiye the image Bank

The Bank of Russia has published a list of signs of unauthorized transactions, which the banks must suspend due to the fact that they can be undertaken without the consent of the client, stated in the message controller.

The Russian banks from September 26 received the right to suspend questionable card transactions for a period not exceeding two working days. In identifying the operations which can be described as doubtful, the Bank shall immediately contact the client to clarify all issues. And if to contact the customer have failed, the Bank is entitled to suspend such operation for a period of up to two days.

According to the document, the Bank needs to suspend the transaction if the information about the recipient already contains the formed by the Bank of Russia database on cases and attempted theft.

The second sign, which indicates that the operation can be carried out to steal money, — the consistency of the information about the parameters of the devices used for transaction through the information system, with information about the device parameters from the database.

Finally, the inconsistency of the nature, scope, and parameters of committed transactions operations, which usually holds the customer, banks will also suspend operation. Settings that you should pay attention to are the time, date and place of transaction used for this device. The operation can also be seen as potentially unauthorized if the usual activities of the client do not correspond to its amount and periodicity.

The list published by the Central Bank, includes the required characteristics for the suspension of Bank transactions, but each Bank can Supplement its own characteristics. First Deputy head of information security Department of the Central Bank Artem Sychev in early September reported that the list of signs unauthorized transactions compiled based on the views of the banking community.

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