Named regions whose inhabitants are more prone to monetary risks

© RIA Novosti / Grigory to Sysoeva Photobacterium in the foreign exchange market. Archival photoNamed regions whose inhabitants are more prone to monetary risks© RIA Novosti / Grigory to Sysoeva the image Bank

Most Russians are inclined to risk their funds, live in Moscow, the Moscow region, Petersburg and the Sverdlovsk region, revealed a study conducted by investment service Yammi available to RIA Novosti.

The study took into account the results of the test on risk tolerance, which were 25 thousand users of the service. The test determines the comfortable level of risk through simple questions, such as how he would do with the money accumulated in the leave if two weeks before the trip, lose your job, or what kinds of attachments for him: low-risk and less profitable or risky, but more profitable. The user’s tolerance for risk is determined by a 10-point scale: 1 — lowest, 10 — highest.

The study showed that most Russians with a high willingness to take risks (score 9-10) lives in Moscow and the Moscow region, Saint Petersburg and Sverdlovsk region. In Moscow and the region to risk fully is prepared every eighth user, and in Saint-Petersburg and the Sverdlovsk region — one in ten. In addition, among the regions whose inhabitants are ready to money the risks are Yaroslavl oblast and Udmurtia, Perm and Kamchatka, Karelia and Kurgan oblast.

The study also revealed the regions whose residents differ the least willingness to take risks, they became Ingushetia, Volgograd region and Karachay-Cherkessia.

Yammi — investment service which is designed both for experienced and novice investors: it is able to determine the propensity of a person to risk and depending on this, picks his optimal investment portfolio. Yammi is working on models of the largest online services investments and invested only in stocks ETFs — foreign ETFs. Investment management Yammi is based on the analytical technologies FinEx and payment technologies Yandex.Money.