Study: more insurers sell policies through the sites

© RIA Novosti / Maxim to Bogodeeva in photobacteria of insurance policy. Archival photoStudy: more insurers sell policies through the sites© RIA Novosti / Maxim to Bogodeeva the image Bank

The number of insurance companies in Russia that sell their products through the Internet, is growing steadily, showed the results of a study conducted by rating Agency «Expert RA» (RAEX).

The Agency had questioned 63 insurance companies in Russia, whose total market share in the insurance market exceeds 90%. The study showed, for the first half of 2018, 80% of these companies offer customers to make payment and to buy a policy through the website. In the same period last year, these insurers was 69% and in the first half of 2016 — a total of 43%.

It is noted that the company offer customers a wide range of products that can be purchased on the website is travel insurance, insurance against accidents and diseases, voluntary medical insurance (VMI), box products of property insurance of physical persons insurance of life insurance and other types. Only a fifth of companies sell on their websites exclusively insurance policies.

More and more companies use it solutions related to the use of the Internet, in the settlement of insurance claims. In the first half of 2016 was 47%, 2017 — already 58%, and in the first half of the current year is 60%.

At the same time, according to «Expert RA», is almost unchanged, the number of insurers that use telematics devices to assess driving habits of the motorist. According to the Agency, the share of these companies is less than 17%. The number of contracts with telematics is not more than 3% of the total number of contracts of hull.